Decoder · How growth works
Investing a fixed amount on a fixed schedule — say, $100 every payday — instead of trying to time a perfect moment. You automatically buy more when prices are low and less when they are high, and you remove the 'when do I start?' freeze entirely. Workplace plans do this by construction; you can set the same rhythm in an IRA.
Return, in plain wordsCompound growth, in plain wordsDividend, in plain words